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Insurance Car Payout : US Home insurance average premium payout by States ... - When a car is deemed a total loss by an auto insurance company, they will pay out on the claim by calculating the market value of the car.. Know how to calculate totaled car insurance payout. When a car is deemed a total loss by an auto insurance company, they will pay out on the claim by calculating the market value of the car. If your pain and suffering is the this is called a structured settlement, and it lets you exclude some of the income payout from. Answer a few simple questions and we'll sort through over. Compare car insurance providers, rates and quotes and find the right fit for you.

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